Wrapped descriptions
A long description can continue on the next printed line. Confirm that it was not mistaken for a second transaction.
PDF bank statement converter
Convert a PDF Bank Statement to CSV for Free
Extract transactions into editable rows, compare them with the original PDF, check available running balances, and download a clean CSV file.
1 free conversion per dayU.S. bank statement layoutsPDF only10 MB / 10 pagesNo bank login
Review before export.
Low-confidence fields and available running-balance interruptions are highlighted before export.
Sample demo
Try the converter with a fictional bank statement
Use the sample PDF to see the workflow before uploading a private statement. The downloadable CSV and Excel files show the kind of clean transaction table this converter is designed to produce.
- Fictional account data only
- No bank login required
- Review rows before export
- Source PDFs are deleted after conversion by default
Sample output summary
| Bank | Sample Bank |
|---|---|
| Account | Business Checking ending 4821 |
| Statement period | 2026-01-01 to 2026-01-31 |
| Starting balance | $10,000.00 |
| Ending balance | $13,330.96 |
| Validation | 0 balance issues in the sample output |
| Date | Description | Debit | Credit | Amount | Balance |
|---|---|---|---|---|---|
| 2026-01-03 | ACH CREDIT ACME PAYROLL | - | 2,850.00 | 2,850.00 | 12,850.00 |
| 2026-01-05 | CARD PURCHASE OFFICE SUPPLY | 184.29 | - | -184.29 | 12,665.71 |
| 2026-01-08 | WIRE TRANSFER CLIENT PAYMENT | - | 1,200.00 | 1,200.00 | 13,865.71 |
| 2026-01-10 | SERVICE FEE BUSINESS CHECKING | 15.00 | - | -15.00 | 13,850.71 |
| 2026-01-12 | ONLINE TRANSFER TO TAX SAVINGS | 950.00 | - | -950.00 | 12,900.71 |
| 2026-01-15 | DEPOSIT MOBILE CHECK 1042 | - | 430.25 | 430.25 | 13,330.96 |
PDF to CSV workflow
Four checks between upload and export
Structured extraction is a starting point, not a substitute for reviewing financial records.
- 1
Upload the bank-issued PDF
Use a PDF bank statement up to 10 MB and 10 pages. No online banking login or account connection is required.
- 2
Review the extracted transactions
Compare dates, descriptions, withdrawals, deposits, and balances with the original statement preview.
- 3
Resolve highlighted rows
Check lower-confidence values and any available running-balance interruptions before treating the table as complete.
- 4
Download the CSV
Export the edited rows as a portable CSV for Excel, Google Sheets, reconciliation, or later import mapping.
CSV data dictionary
Columns designed for review and reconciliation
The export keeps source context alongside normalized amounts. This makes corrections easier to trace than a minimal date-and-amount file.
Download the JSON Schema| Column | Meaning |
|---|---|
| date | Transaction date normalized for sorting and import mapping. |
| description | The bank-provided transaction or merchant description. |
| debit | A positive withdrawal value when the statement separates money out. |
| credit | A positive deposit value when the statement separates money in. |
| amount | A normalized signed amount: positive for credits and negative for debits. |
| balance | The running account balance after the transaction, when available. |
| confidence | Parser confidence from 0 to 1, included to prioritize review. |
| pageNumber | The one-based source PDF page for traceable corrections. |
Common extraction errors
What to inspect before using the CSV
These are the places where visually correct PDF tables most often turn into incorrect spreadsheet rows.
Debit and credit direction
Verify that withdrawals and deposits have not been reversed, especially when the PDF uses one unsigned amount column.
Decimal and negative signs
Low-quality scans can lose decimal points, commas, parentheses, or minus signs and materially change an amount.
Repeated page headers
Multi-page statements repeat column labels. Check that a header was not included as a transaction row.
Balance validation example
Use running balances to find suspicious rows
The fictional sample starts at $10,000.00. Its deposits and withdrawals reconcile exactly to the ending balance, so it can be used as a repeatable test file.
Beginning + credits - debits$10,000.00 + $4,480.25 - $1,149.29Calculated ending balance$13,330.96
Current scope
What the first release is built to handle
| Document | Current support | Review note |
|---|---|---|
| Digitally generated U.S. bank statement PDF | Primary workflow | Check transaction signs and ending balance. |
| Scanned U.S. bank statement PDF | Supported with OCR | Inspect low-confidence dates, decimals, and descriptions. |
| Multi-account or non-bank financial statement | Not the primary workflow | Expect additional manual correction or an unsupported result. |
FAQ
Before converting a private statement
Start with the fictional sample bank transaction data CSV when you want to inspect the output without uploading personal information.
Can every PDF bank statement be converted to CSV?
The current parser is designed for U.S. bank statement layouts with transaction tables. Unusual multi-account, investment, credit card, or heavily damaged scans may require more manual correction.
Does the converter connect to my bank account?
No. It works from a PDF that you upload and never asks for an online banking username, password, or account connection.
Are uploaded bank statements stored?
The source PDF is processed temporarily and deleted after conversion by default. Structured result data expires after 24 hours. Seven-day sample retention is optional and disabled by default.
Can I import the CSV directly into QuickBooks or Xero?
The current download is a generic, reviewable CSV. Check and map its columns to the import format required by your accounting system before uploading it there.
Why is a transaction row highlighted?
A row is highlighted when parser confidence is below the review threshold or, when balances are available, its amount does not reconcile with adjacent running balances.